Life Insurance Term

Does a website need your personal contact information in order to provide you with a life insurance quote ?  The answer is simple – they don’t need it to quote.  Granted, if you are applying for a policy or requesting an application, your name, address, phone number and email address are needed, as the application needs to be sent somewhere. However, why are you giving this information out only to get a quote?  The life insurance website does not need it.  All they need for a quote is your gender, date of birth, state of residence and some basic health and lifestyle information.  There is no need to add any personally-identifiable information to the above. Why do some websites require your name and contact information in order to issue you a quote?  There are two very simple reasons: The online agency wants your contact information so they can follow up with you to try to sell you the policy.  As a salesman myself, I can’t fault another salesperson for following up on, what appears to be, a qualified “lead.”  However, is this why you chose to use the Internet to research life insurance?  If you’re like most folks we speak to, you are using the Internet to avoid high-pressure sales calls

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Why is Personal Information Necessary for a Life Insurance Quote?

Written by Admin on August 16, 2010 under Life Insurance, Provisions Options and riders.

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