So, you’ve made it to 50 years old, and your term life insurance coverage is ending, and the money you’ve been investing for the last 20 years is not worth nearly as much – in real dollars or i...

It may come as a surprise to you, but I agree that the advice to “buy term and invest the difference” is a great prescription for a bright financial future.  I also think that “do unto others ...

Last time, I started picking apart Dave Ramsey’s article called “The Truth About Life Insurance.”  I covered Ramsey’s claim that “cash value life insurance is one of the worst financial pr...

It isn’t often that I get upset about things. But every time I hear someone quoting Dave Ramsey, I think about his ideas on life insurance.  And that makes me quite CONCERNED about the next genera...

The first law of insurance is to “insure first” that which you can least afford to loose; 1) Your Income 2) Your Health 3) Your Life The only real security is that which you create for yo...

Life insurance can be confusing in the best of circumstances. We all know we need life insurance, but it can be perplexing to wade through the process. There are so many different types of life insur...

A few months ago, the word was spreading throughout the industry.  There were magazine articles, and nightly news reports sending out the story that term life insurance rates were on the rise, after...

One of the fastest growing segments of the population today is people who are more than 100 years old.  A recent article states that back in 1990 there were about 37,000 of them here in the U.S.  B...